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The Content

Combined Insurance and Chubb European Group SE make no representations about the suitability of the content of this site for any purpose. All content is provided "as is" without any warranty of any kind. Combined Insurance and Chubb European Group SE hereby disclaim all warranties and conditions with regard to the content, including but not limited to all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement. In no event shall Combined Insurance nor Chubb European Group SE be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action, including but not limited to contract, negligence or other tortuous actions, arising out of or in connection with the use, copying or display of the content. Although Combined Insurance and Chubb European Group SE believe the content to be accurate, complete and current, Combined Insurance and Chubb European Group SE make no warranty as to the accuracy, completeness or currency of the content. It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to content herein. Combined Insurance and Chubb European Group SE may make changes in the products and/or the services described herein at any time.

Links to Other Sites

Some of the sites listed as links herein are not under the control of either Combined Insurance or Chubb European Group SE. Accordingly, Combined Insurance and Chubb European Group SE make no representations whatsoever concerning the content of those sites. The fact that Combined Insurance or Chubb European Group SE have provided a link to a site is not an endorsement, authorisation, sponsorship or affiliation with respect to such site, its owners or its providers. Combined Insurance and Chubb European Group SE have not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Combined Insurance and Chubb European Group SE caution you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Copyright Notice

The content of this site, including but not limited to the text and images herein and their arrangement, are copyright © 2000-2012 by Combined Insurance, its operating affiliates and Chubb European Group SE ("Chubb"). All Rights Reserved.

Authorisation of Use

Combined Insurance and Chubb European Group SE hereby authorise you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. If attribution to Combined Insurance or Chubb European Group SE is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of Combined Insurance and Chubb European Group SE. No modifications of any content may be made.

No Implied Licences

Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any licence or right under any patent, trademark, copyright (except as expressly provided above), or proprietary rights of Combined Insurance, Chubb European Group SE, or of any third party.


Combined Insurance is a trading name of Chubb European Group SE (CEG) and ACE Europe Life SE (AEL). CEG and AEL are undertakings governed by the provisions of the French insurance code with registration number 450 327 374 RCS Nanterre (CEG) and 497 825 539 RCS Nanterre (AEL). Registered offices: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. CEG has fully paid share capital of €896,176,662 and AEL has fully paid share capital of €6,127,501. UK business address: 100 Leadenhall Street, London EC3A 3BP. Supervised by the French Prudential Supervision and Resolution Authority (4, Place de Budapest, CS 92459, 75436 PARIS CEDEX 09). CEG is authorised and subject to limited regulation by the Financial Conduct Authority. AEL is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. You can find details about the firm by searching ‘Chubb European Group SE’ or 'ACE Europe Life SE' online at https://register.fca.org.uk

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