Our Vision and Philosophy

Our Vision:

To be a leading and growing provider of accident and health insurance.

Our Philosophy:

Combined Insurance is committed to excellence and our organisation is based on the principles of achievement through a Positive Mental Attitude - or PMA - as espoused by our founder, the philanthropist and author, W. Clement Stone.

Our customer goals are:

  • To understand and meet the needs of our customers and deliver products and services that exceed their expectations
  • Be passionate and determined about improving service delivery across our business
  • Deal fairly with all customers offering a friendly service that is efficient, consistent and compliant


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