Sickness
Income Plan
Combined’s Sickness Income Plan will…
Protect your standard of living by providing regular monthly benefit payments if a covered sickness prevents you from working. We also pay a benefit for partial disability following total disability.
We can’t guarantee our health, but we can be prepared in case we’re
ill
Should you be unable to perform your usual business or occupation as a result of a covered sickness and be under the care of a doctor, in or out of hospital, Combined will pay you up to
£900 per month for total loss of time beginning with the 4th day of total disability, initially this will be for a period of up to 6 months.
The longer you keep Combined’s Sickness Income Plan, prior to the symptoms of the sickness, the longer Combined pay you the benefits, because every 3 months the period of benefit increases by 1 additional month until your total period of benefit reaches a maximum of 12 months.
If you are partially disabled as a result of a covered sickness so that you are unable to perform one or more important duties of your usual business or occupation and you are under the care of a doctor we pay you beginning with the 4th day for a period of up to 1 month at a monthly rate of up to £450.
You will be covered with Combined…
- If you suffer total disability (incapacity) because of sickness
- For partial disability (incapacity) following a period of total disability
You can use Combined’s Sickness Income Plan to:
- Supplement your lost earnings
- Supplement the earnings of your spouse/partner if they take time off work
- Pay for someone to look after your children
- Help towards medical expenses or home nursing
- Pay for home help to do the jobs around the house and garden
- Pay for everyday living expenses
- Pay for any extra travel costs
- Help you take a holiday to recuperate
How you choose to use the benefit is completely up to you.
In summary, Combined’s Sickness Hospitalisation Income Plan provides you with:
- Total disability benefits are payable for up to 6 months initially, extending to a maximum of 12 months
- Additional benefit of up to £450 for partial disability due to a covered sickness
- All benefits are payable in addition to those provided by any other sickness policy and State Benefits
- No medical examination is required.
The above benefits are based on a gross annual income of £24,000+. Other benefit levels are available. Please read the product summary for policy terms and exclusions.
To learn more about Combined’s Sickness Income Plan
Call 0800 169 7733* quoting code W1
* Our friendly Customer Service Team are available 8am – 7pm Monday to Friday (excluding bank holidays)
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