In one year…

  • 1 in 40 people are injured at work
  • 1 in 20 people are injured at home
  • 1 in 255 people are injured on British roads

We all like to think that accidents won’t happen to us, but with around 1.5 million people hurt in accidents at work each year 1; approximately 3 million injured at home each year 2; and over 235,000 personal injury accidents on British roads each year – resulting in almost 4,000 deaths 3, being seriously injured in an accident is more common than most of us realise.

Combined provides specialist accident insurance so if the worst happens, you can receive a cash lump sum of up to £30,000 4 which you can use to pay for the best medical treatment, cover bills, take a holiday to recuperate or in fact, anything that you choose.

However, as everyone who has ever been in an accident knows, better than all the money in the world, is the ability to prevent the accident in the first place. This isn‘t always possible but the risk can often be minimised and Combined Insurance is committed to providing access to resources which can give advice on preventing accidents and managing risks via this website.

Please note:Combined Insurance has supplied links to third party websites where we do not control the content. If you would like to suggest a link or notify us of a broken one please email: webmaster@combinedinsurance.co.uk


Preventing accidents at home

Royal Society for the Prevention of Accidents (RoSPA)
Provides advice on fire safety, safety with medicines and cleaners, electrical safety, DIY, garden safety, heating and cooking, child safety, safety glass and safety of older people.
http://www.rospa.com

Child Accident Prevention Trust
Tips, fact sheets and activities to promote child safety.
http://www.capt.org.uk

Fire Kills
Tips, fire safety, leaflets and advice on fire safety.
http://www.firekills.gov.uk


Preventing accidents at work

Health & Safety Executive
Provides advice on health and safety for both businesses and workers.
http://www.hse.gov.uk

Free Health & Safety Leaflets
Access free leaflets including health & safety regulations, working with VDUs, carriage of dangerous goods, lifting operations and much more.
http://www.hse-databases.co.uk

Reducing Slip, Trip or Fall Accidents
According to the HSE 37% of all major injuries reported each year are caused as a result of a slip, trip or fall and 95% of these result in a broken bone. This represents the single most common cause of injuries at work. This presentation from the 2006 Institution of Occupational Safety and Health conference provides detailed and practical information on improving workplaces to reduce the number of slip, trip or fall incidents.
http://www.ioshconference.co.uk


Preventing accidents at play

Unite for Sight
Information on preventing sports-related eye injuries - at least 90 out of 100 eye injuries could be prevented.
http://www.uniteforsight.org

Eurosafe
Organisation that aims to create standards of best practice to prevent sports accidents.
http://www.uniteforsight.org

My Dr
Read about common sports injuries and accidents, together with the body structures most often damaged in sport, including Achilles, tendinitis, sciatica and tennis elbow.
http://www.mydr.com.au


Preventing road accidents

Hedgehogs
This fantastic road safety website is packed full of interactive games and quizzes for kids (and adults too) and you can even win prizes!
http://www.hedgehogs.gov.uk

Think Road Safety
Find news of the latest campaigns and road safety advice to keep everyone safer on the UK's roads. You can download leaflets, factsheets and posters for more information and there are links to other sites you might find useful.
http://www.thinkroadsafety.gov.uk

Brake
Road safety charity with straight-talking advice for drivers, cyclists, kids, teachers, parents and driving instructors.
http://www.brake.org.uk


Preventing accidents when travelling

Foreign & Commonwealth Office
Travel advice by country which aims to ensure that travellers are well prepared before departure.
http://www.fco.gov.uk

BugBog
Travel safety information and advice including the world’s top 10 least safe streets.
http://www.bugbog.com

Safe Travel
Features tips and advice for travellers including scuba diving safety, ski safety, sun protection and driving in extreme temperatures.
http://www.safetravel.co.uk

Sources: 1 & Royal Society for the Prevention of Accidents 1999, 2 Royal Society for the Prevention of Accidents 1998, 4 Combined Insurance Accident Disability Plan 2006


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