Financial Profile

Financial Ratings

Whether you're considering insuring with Combined Insurance, or are already a policyholder, we know a key part of your decision is rooted in our financial standing. We're proud of our financial strength and are happy to share with you financial information, financial statements, and the rankings we've earned from professional financial rating organisations:

Financial Statement

Combined Insurance has a long tradition of maintaining a strong financial profile. We consistently achieve strong cash flows and our invested assets emphasise high quality, fixed income assets that match our product liabilities reasonably. Our products generate stable claims patterns with minimal fluctuations which may result from changes in today's economic conditions. This, in conjunction with tightly managed expenses and conservative investment practices, produces predictable operating results, a strong cash flow and desirable return on capital.

2008 Statutory Results

Note: US Dollars in thousands

The ACE Group of Companies

The ACE Group of Companies is a global leader in insurance and reinsurance serving a diverse group of clients:

• multinational corporations and local businesses with property and casualty exposures;
• companies and affinity groups looking to provide or offer accident and health insurance programs and life insurance to their employees or members;
• insurers seeking reinsurance coverage;
• and individuals purchasing life, personal accident, supplemental health and high-valued homeowners, automobile and umbrella insurance.

Headed by ACE Limited (NYSE: ACE), the ACE Group of Companies conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries.  Additional information can be found at www.acelimited.com.