Amateur sportspeople
If you love sport, then Combined Insurance has the perfect plan for you. Combined’s Accident Hospital Benefit Plan will pay you up to £1,000 for a major fracture, such as a broken leg or broken arm and up to £980 a week if you are hospitalised.
You choose to use the benefit anyway you choose including paying for the best medical treatment, physiotherapy or taking a holiday to recuperate. With Combined, you can have peace of mind so that if you do have an accident, Combined will pay you a benefit to help you get back on track and back to fitness as quickly as possible.
Combined also offers a range of plans to provide complete cover against accident or sickness and these benefits are all payable in addition to State Benefits and are usually tax free*.
Pays weekly benefits of up to £980 a week if hospitalised due to an accident, lump sum benefits of up to £1,000 for fractures and up to £20,000 for loss of life.
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Pays monthly benefits of up to £600 a month if you are unable to work due to an accident and lump sum benefits of up to £30,000 for loss of limbs, speech, hearing or sight.
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Pays monthly benefits for total incapacity of up to £900 a month and a benefit of up to
£450 for partial incapacity. Leading advice and referral service Best Doctors is also included.
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Pays daily benefits of up to £200 a night for hospitalisation
due to sickness, benefits of up to £100 a night for convalescence
as well as double benefits for critical illness. Leading advice and referral
service Best Doctors is also included.
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Pays a lump sum benefit of up to £45,000 on surviving diagnosis or surgery for a critical illness and double benefits of up to £90,000 for cancer. Children can be added to the plan at no additional cost and leading advice and referral service Best Doctors is also included.
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Pays a cancer screening benefit of up to £75 every 3 years; up to £30,000 upon the diagnosis of cancer; up to £15,000 towards the cost of approved cancer drugs; up to £100 per hospital visit for the policyholder and their partner. Plus leading advice and referral services Red Arc and Best Doctors are included.
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* Present UK law and Inland Revenue practice means that you do not get tax relief on your premiums. Benefits are free of UK income tax and capital gains tax. However if Combined Insurance pay a benefit after your death, inheritance tax may be due on the benefit paid. You may be able to avoid inheritance tax by using an appropriate trust. A solicitor can give you more detail. Present UK tax law may change in the future.
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